Real Estate Financial Planner

Run the Numbers

Calculate your net proceeds, closing costs, and monthly payment changes — all in one place.

1

Your Home Sale

Enter your expected sale price and deductions

$
%

Typically 4–5% total (shared between agents)

$

Estimated closing legal costs for your sale

2

Your Current Mortgage

This amount will be paid out from your sale proceeds

$

Your current outstanding mortgage amount

$

Your total principal + interest payment

%
$

IRD or 3-month interest penalty for breaking mortgage early

3

New Home Purchase

Enter your new property details and mortgage terms

$
$

Minimum 5% for properties under $500k

%
yrs

Maximum 25 years for insured mortgages

4

Closing Costs

Costs due on closing day for your new home

Land Transfer Tax is calculated automatically based on your province and purchase price.

First-Time Home Buyer?

May reduce LTT in ON/BC

$
$
$